Equipment

The Equipment section comprises the following:



Starting Wealth

Assume a character owns at least one outfit of normal clothes. Pick any one of the following clothing outfits: artisan's outfit, entertainer's outfit, explorer's outfit, monk's outfit, peasant's outfit, scholar's outfit, or traveler's outfit.

If you wish to choose your character's equipment yourself, you can begin with a randomly rolled amount of gold, based on your character's class, or the DM can simply assign the average value:

Table 1: Starting Wealth By Class

Class Amount Average)
Barbarian 4d4 x 10 gp 100 gp
Bard 3d6 x 10 gp 105 gp
Cleric 3d6 x 10 gp 105 gp
Druid 2d6 x 10 gp 70 gp
Fighter 6d4 x 10 gp 150 gp
Monk 5d4 gp 12 gp, 5 sp
Paladin 5d4 x 10 gp 125 gp
Ranger 4d4 x 10 gp 100 gp
Rogue 3d6 x 10 gp 105 gp
Sorcerer 3d4 x 10 gp 75 gp
Wizard 3d4 x 10 gp 75 gp



Starting Wealth for Characters Above 1st Level

The table below lists gold totals for PCs and NPCs starting out at levels above 1st. These figures are based on a 5-person party with an average of 13 encounters per level. It can also be used as a guideline by the DM for how much wealth to hand out at a given level - if the PCs have more than is listed, he can scale it back; if they have less, he can hand out a little more.

Table 2: Starting Wealth By Level

Level GP/Encounter Wealth/PC Exp.
Wealth Gain
Starting gp
1 375 gp 999 gp 900 gp
2 600 gp 1,999 gp 1,800 gp 900 gp
3 1,250 gp 3,332 gp 3,000 gp 2,700 gp
4 1,750 gp 4,665 gp 4,200 gp 5,700 gp
5 2,375 gp 6,331 gp 5,700 gp 9,900 gp
6 3,000 gp 7,998 gp 7,200 gp 15,600 gp
7 3,750 gp 9,997 gp 9,000 gp 22,800 gp
8 4,625 gp 12,330 gp 11,100 gp 31,800 gp
9 5,750 gp 15,329 gp 13,800 gp 42,900 gp
10 7,125 gp 18,995 gp 17,100 gp 56,700 gp
11 8,875 gp 23,660 gp 21,300 gp 73,800 gp
12 11,000 gp 29,326 gp 26,400 gp 95,000 gp
13 13,625 gp 36,324 gp 32,700 gp 121,400 gp
14 16,875 gp 44,988 gp 40,500 gp 154,100 gp
15 20,875 gp 55,652 gp 50,000 gp 194,600 gp
16 25,750 gp 68,649 gp 61,800 gp 244,700 gp
17 31,625 gp 84,312 gp 75,900 gp 306,700 gp
18 38,625 gp 102,974 gp 92,600 gp 382,400 gp
19 46,875 gp 124,968 gp 112,400 gp 475,000 gp
20 56,500 gp 150,629 gp 135,500 gp 587,500 gp
21 67,625 gp 180,288 gp 162,300 gp 723,100 gp
22 80,825 gp 213,946 gp 192,500 gp 885,300 gp
23 94,375 gp 251,603 gp 226,400 gp 1,077,900 gp
24 110,000 gp 293,260 gp 263,900 gp 1,304,300 gp
25 127,125 gp 338,915 gp 305,000 gp 1,568,300 gp
26 145,750 gp 388,569 gp 350,000 gp 1,873,300 gp
27 165,875 gp 442,222 gp 398,000 gp 2,223,000 gp
28 187,500 gp 499,875 gp 450,000 gp 2,621,000 gp
29 210,625 gp 561,526 gp 505,300 gp 3,071,000 gp
30 325,250 gp 627,126 gp 564,500 gp 3,576,200 gp
31 261,375 gp 696,825 gp 627,100 gp 4,140,700 gp
32 289,000 gp 770,474 gp 693,400 gp 4,767,800 gp
33 318,125 gp 848,121 gp 763,300 gp 5,461,300 gp
34 348,750 gp 929,767 gp 836,800 gp 6,224,600 gp
35 380,875 gp 969,507 gp 913,900 gp 7,061,400 gp
36 414,500 gp 1,015,412 gp 995,000 gp 7,975,300 gp
37 449,625 gp 1,105,057 gp 1,078,800 gp 8,969,800 gp
38 486,250 gp 1,198,700 gp 1,166,700 gp 10,048,600 gp
39 524,375 gp 1,296,342 gp 1,258,200 gp 11,215,300 gp
40 564,000 gp 1,397,983 gp 1,353,300 gp 12,473,500 gp

GP/Encounter: How much wealth the PCs should expect to get per encounter.

Treasure from Encounters: This is simply the first column multiplied by 13.33, the standard number of encounters per level.

Wealth/PC: The second column divided by 5. This is how much each PC gains over the course of a level, before "operating costs".

Expected Wealth Gain: This is the total amount of wealth a PC gains over the course of a level, minus 10% for "operating costs" - potions, scrolls, ammunition, food, lodging, repairs to armor/weapons, etc. This figure is rounded to the nearest hundred.

Starting Wealth: The gp total a character starting at a given level should have. This figure is rounded to the nearest hundred. The rule of thumb here is that if a PC starts at a level above 1st, no single item he has should exceed 1/4 of his starting wealth. This is also a good guideline for granting items as loot.

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